Category Archives: Self Help

A self-guided improvement that will have a substantial psychological basis

Understanding The Use Of Digital Currencies

What is digital currency? It is defined as: money stored and transferred in digital form. Sounds simple enough, but how does it all work?

This type of currency is thought to be good to use for making purchases on the internet because if it works the way it was meant to, transactions should be rather anonymous and untraceable back to the payer or user.

This means that hackers would no longer be able to gather personal information from people who use their credit cards to make online purchases. This would obviously decrease the number of stolen identities that happen every day.

To help you understand more of, “what is digital currency?” I have done quite a bit of research on the subject and have found that there are several different types out there, each with it’s own unique qualities.

Here are just a few with their descriptions following:

1. Digital Gold Currency – This type is backed by gold stored in vaults. The gold provides an extra measure of security and if you hold this type of currency, you could possibly directly exchange it for solid gold bullion.

2. Centralized Currency Systems – these are like PayPal and these companies allow you to send money all over the world as long as you have money in the account. For some services provided by these types of companies, you get charged a fee on the receivers end of the transaction.

3. Decentralized Currency Systems – Like Bitcoin are all based on cryptography and/or trust networks. Also called Hard Electronic Currency, it is intended to be more like using cash to make your transaction but your transaction is non-refundable once made. This type of system only works in one direction.

The E-cash idea has evolved along with the evolution of the Internet. People just do not feel comfortable with giving their personal credit card information over the Internet when making a purchase.

Too many bad things can happen like identity theft. No one wants their identity stolen.

So, many companies have attempted to create this type of payment or monetary system to minimize the risks of shopping online.

Many countries have successfully created systems for “in-house” use such as Hong Kong’s Octopus card. This card works just like a sort of debit card where the user loads money onto the card and then all the money is deposited into a bank. They can then use the card for anything they need to use it for.

Some countries are working on or have systems that allow the user to transfer money through mobile devices. I think this is somewhat like what Chase lets their customers do. Their customers can take a picture of their check, front and back, with their phone and make their deposit electronically.

I do hope that this gives you some idea of what is digital currency and how it is attempting to take it’s place in the world of e-commerce. There may be a little more to it than I could describe in just one small article but I think you can get a good idea.

Build Your Self Esteem, A Starter Guide To Self Employment

So how do you stay calm, composed and maintain self esteem in a tough environment? Here are some tips you may want to consider as a starter guide to self employment dreams.

Imagine yourself as a Dart Board. Everything and everyone else around you may become Dart Pins, at one point or another. These dart pins will destroy your self esteem and pull you down in ways you won’t even remember. Don’t let them destroy you, or get the best of you. So which dart pins should you avoid?

Dart Pin # 1: Negative Work Environment
Beware of the “dog eat dog” theory where everyone else is fighting just to get ahead. This is where non-appreciative people usually thrive. No one will appreciate your contributions even if you miss lunch and dinner, and stay up late. Most of the time you get to work too much without getting help from people concerned. Stay out of this, it will ruin your self esteem. Competition is at stake anywhere. Be healthy enough to compete, but in a healthy competition that is.

Dart Pin # 2: Other People’s Behavior
Bulldozers, brown nosers, gossip mongers, whiners, backstabbers, snipers, people walking wounded, controllers, naggers, complainers, exploders, patronizers, sluffers … all these kinds of people will pose bad vibes for your self esteem, as well as to your self employment scheme.

Dart Pin # 3: Changing Environment
You can’t be a green bug on a brown field. Changes challenge our paradigms. It tests our flexibility, adaptability and alters the way we think. Changes will make life difficult for a while, it may cause stress but it will help us find ways to improve ourselves. Change will be there forever, we must be susceptible to it.

Dart Pin # 4: Past Experience
It’s okay to cry and say “ouch!” when we experience pain. But don’t let pain transform itself into fear. It might grab you by the tail and swing you around. Treat each failure and mistake as a lesson.

Dart Pin # 5: Negative World View
Look at what you’re looking at. Don’t wrap yourself up with all the negativities of the world. In building self esteem, we must learn how to make the best out of worst situations.

Dart Pin # 6: Determination Theory
The way you are and your behavioral traits is said to be a mixed end product of your inherited traits (genetics), your upbringing (psychic), and your environmental surroundings such as your spouse, the company, the economy or your circle of friends. You have your own identity. It doesn’t mean you have to be a failure too if your father is a failure. Learn from other people’s experience, so you’ll never have to encounter the same mistakes.

Sometimes, you may want to wonder if some people are born leaders or positive thinkers. NO. Being positive, and staying positive is a choice. Building self esteem and drawing lines for self improvement which energizes self employment goals is a choice, not a talent or a rule. God wouldn’t come down from heaven and tell you– “George, you may now have the permission to build self esteem and improvement for “self employment”

In life, it’s hard to stay tough specially when things and people around you keep pulling you down. When we get to the battle field, we should choose the right luggage to bring and armors to use, and pick those that are bullet proof. Life’s options give us arrays of more options. Along the battle, we will get hit and bruised. And wearing a bulletproof armor ideally means ‘self change’. The kind of change which comes from within. Voluntarily. Armor or Self Change changes 3 things: our attitude, our behavior and our way of thinking.

Building self esteem will eventually lead to self improvement allowing us to realise our self employment goals if we start to become responsible for who we are, what we have and what we do. Self esteem brings about self improvement, true assessment, and a determination for being self employed.

How do you start putting up the building blocks of self esteem? Be positive. A positive way of living will help you build self esteem, your starter guide to self improvement so you can take action and move forward to realise your self employment aspirations.